Bank Rate held at 3.75% in September 2026
The Bank of England kept Bank Rate at 3.75% at its September meeting, with three of nine members voting for an increase to 4%.

Published 6 October 2026. Decision of 16 September 2026, published 17 September 2026. Each figure is linked to its source.
At its meeting ending 16 September 2026, the Bank of England’s Monetary Policy Committee voted by six votes to three to maintain Bank Rate at 3.75%. The three members in the minority preferred an increase of 0.25 percentage points, to 4%. The decision and minutes were published on 17 September 2026. Bank of England, 17 September 2026
The next decision is due to be announced on 5 November 2026.
What it means for an individual buyer or borrower depends on their circumstances and the products available to them; we do not translate a policy decision into a forecast of house prices here.